Condo Insurance in Alexandria, VA, McLean, VA, and Throughout Virginia
Protect More Than Just Your Possessions.
As a condo owner, it's essential to secure the right financial safeguard against potential property damage and liability threats. A typical HO-6 policy fills the gaps left by a condo association's master policy, offering financial coverage for lost or damaged personal items and injuries sustained within your condo. Kinneman Insurance can help you evaluate your condominium insurance options to determine the right coverage. Contact us today to learn more.
What Is Condo Insurance?
An HO-6 policy, also known as condominium insurance, is a homeowners insurance tailored specifically for condo owners. Coverages vary, but a general HO-6 policy might include:
- Dwelling coverage may help cover damage that occurs to the interior of the condo, including expenses related to weather damage such as fires and storms.
- Personal property coverage generally assists in covering expenses of damaged or lost personal belongings, including furniture and clothing, that you keep inside your condo.
- Personal liability coverage may assist in covering legal expenses or medical bills if someone is injured inside your condo.
- Additional living expenses may help cover living expenses if damage occurs to your condo and you cannot live there while it’s being rebuilt or repaired.
While most HO-6 policies typically include these coverages, there are other options available. It might be necessary to add extra coverage types, like flood insurance or personal umbrella insurance. Contact our agency today to discover more about what can be added to your policy.
How to Get Condo Insurance
Kinneman Insurance provides condo insurance policies to clients in Alexandria, McLean, and the surrounding areas. Several factors, including the location of your home and the construction materials used, will influence the polices you need to create ideal condo insurance. Contact Kinneman Insurance to request a free quote for condominium insurance.
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