Motorcycle Insurance in Alexandria and McLean, VA

Protection for you on the Open Road.

Motorcycle insurance is a type of insurance policy that may provide financial protection in case of an accident, theft, vandalism or other unforeseen event. Depending on your coverage, you may be reimbursed for damage to your motorcycle, medical expenses, lost income, liability claims and more.

What Does Motorcycle Insurance Cover?

While coverage can differ depending on the policy language, motorcycle insurance commonly includes the following coverage:

• Bodily injury liability coverage may pay medical expenses, lost wages, and other costs related to injuries suffered by other parties in an accident for which you are at fault.
• Property damage liability coverage may pay repair or replacement costs for damage you cause to another person’s property (e.g., their vehicle, fence, or building).
• Collision coverage may pay for damage to your motorcycle resulting from a collision with another vehicle or object, regardless of who is at fault.
• Comprehensive coverage may pay for damage to your motorcycle caused by events other than collisions, such as theft, vandalism, fire, weather events and falling objects.
• Uninsured/underinsured motorist coverage may protect you if you’re involved in an accident with a driver who has no insurance or insufficient insurance to cover the damages.
• Medical payments coverage may cover medical expenses for you and your passengers in case of an accident, regardless of fault.

Who Needs Motorcycle Insurance?

If you own a motorcycle, having insurance is essential. Even if it’s not legally required, minimal coverage can save you thousands of dollars in the event of an accident. Whether you’re a seasoned rider or a beginner, motorcycle insurance is a smart investment to protect yourself financially.